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Financial Planning

A lot goes into financial planning, and finding the right route to take can be confusing and irritating at times. A recent CNBC study shows us that only 29% of Americans are financially "healthy". Being financially healthy can mean a lot of things, but one thing it does mean is planning as effectively and efficiently as possible. Creating a financial plan is more than just calculating how much money is coming in each month. People that adopt financial plans are 30% more likely to take risk into consideration when investing, and are 34% more likely to be aware of fees and investment costs. 

 At Investors Portfolio Services, we aim to alleviate much of that challenge for you, and help steer you in the right direction.  Anyone can benefit from a financial plan, and we want to make sure you do as well. Financial Planning is all about self-determination. At Investors Portfolio Services, we instill and preach the virtue of self determination in all of our clients, and help you plan for a long, prosperous return. Here are some of the steps that we take to ensure our plan for you meets your standards, beliefs, and that you are comfortable with it out the door. 

  • Setting Feasible, Progressive Goals: One of the most important first steps in financial planning is setting progressive goals that we work with you to achieve. Whether it be growing a certain percentage every year, or getting to a certain amount invested by a certain time, setting a goal  allows us to take the necessary steps forward. 
  • Get a Sense of your Cash Flow & Emergency Planning: Analyzing your own sources of cash is important in building a financial plan. With our tools like Envestnet and eMoney, you can visualize those cash flows as we prepare your plan. 
  • Work With Your Employee IRA & Employer Matching: Getting your employee to match contributions in your pension or your IRA is great first step to take when setting up your avenues of saving. 
  • Invest Your Savings & Pay off your Debt: Clearing all your high interest debt as soon as possible will allow you to establish a forefront of success. Reinvesting your savings as well into assets that can grow and prolong your wealth is a prime way to grow and plan effectively and efficiently. 

After our first meeting, our team will put together a quality plan for your unique situation. Using tools like eMoney, we can visualize all of your assets, investments, and accounts, so you can use a comprehensive platform that tracks your finances in real time. 

This is a look at our brand-new planning tool, eMoney. This tool allows you to input, change, and follow your cash flows so that you can track your wealth in real time. With this, you are given your own online portal and comprehensive tools that allow you to custom build your profile (with the help of our advisors) to ensure you get the best experience on the platform. With eMoney, you will be able to view your plan in real time, any time you like. 

Check the background of this advisor on FINRA’s BrokerCheck.