Fixed annuities and Certificates of Deposit (CDs) are both popular investment vehicles, especially among those seeking low-risk options to preserve capital and generate steady returns. Understanding the similarities and differences between these two products is an important part of retirement planning.
As Social Security faces mounting challenges and uncertainties, the need for proactive retirement planning has never been more critical. Learn how to properly prepare yourself and your family to be well positioned for retirement regardless of the uncertain nature of the social security program.
Learn how combining a solo 401(k) with a cash balance plan can empower business owners to maximize contributions while minimizing tax liability. Cash balance plans, often considered a ‘hybrid’ pension, offer higher contribution limits than traditional 401(k)s, making them suitable for owners seeking tax-efficient retirement strategies. 🌟
Maximizing retirement savings? The mega backdoor Roth strategy offers high-income earners an opportunity to supercharge their tax-advantaged accounts. Learn how to leverage this advanced technique for financial growth and long-term security.
Help your clients and contacts to understand the whens and wherefores of adjusting their retirement strategies with our new article.
Confused about SECURE Act 2.0? Take a look at our rundown of the new legislation and how it changes your retirement.